Financial Planning for Computer Software Developers

5 Computer Software Trends that May Impact Your Business

  1. Blockchain: Blockchain adoption in many industries. Blockchain’s distributed, decentralized system provides an exceptional level of security and transparency for various transactions, and can be applicable to many business sectors beyond fintech,  It is becoming a popular option for software developers to create decentralized secure open-source solutions. 
  2. Artificial Intelligence: Artificial Intelligence (AI) uses high technology for giving more accurate predictions about user behaviors, customer data, and human psychology. Businesses are assumed to use AI for giving predictions about industrial machinery maintenance, robotics, or other complicated systems. 
  3. Pricing: Software costs a set amount in one country and then will not cost the same in another.  It can be difficult to price software to the market due to the value of currency changing.
  4. Global functionality: Creating multiple versions of your software creates more work and causes headaches as you work on updates and maintenance, whereas a program that is adaptable to the geographical location of the user will have to be bulky, require more system resources and be expensive to develop. 
  5. Language: A leading challenge facing software companies is language. Text within the software needs to be translated correctly and appropriately pitched for the intended users. Incorrect software localization can result in the user having difficulty navigating through the software. Language frequently leads to an inadequate user experience.

Our clients look at the long term and have a financial plan built to protect and preserve their wealth.  When our clients face business obstacles or industry turmoil happens they have a long-term strategy for retirement. 

4 Key Factors to Financial Planning

Discovery

Discovery

We create strategies that are tailored to your needs and goals.

Personal Goals

Personal Goals

Years of experience have prepared us to guide you through your life transitions.

Financial Plan

Financial Plan

Selecting the right investments that will be the vehicle to drive you to reach your Goals, while being suited for their tolerance for volatility in the market

Monitor

Monitor

Constant monitoring and updating of the plan as you make your way through your ever changing life

Try Two of Our Financial Planning Tools

Find Your Risk Number

Find Your Risk Number

Step 1: The first step is to answer a 5-minute questionnaire that covers topics such as portfolio size, top financial goals, and what you’re willing to risk for potential gains.

Step 2: After pinpointing your Risk Number, we’ll craft a portfolio that aligns with your personal preferences and priorities, allowing you to feel comfortable with your expected outcomes.

Step 3: We will also review your progress toward your financial goals by building a Retirement Map.


<h2 data-section-id="10" data-box-id="2" data-box-type="title">Is Your Financial Plan Aligned with Your Goals?</h2>

Is Your Financial Plan Aligned with Your Goals?

When markets turn as volatile and confusing as they have in the past, even patient investors may come to question the wisdom of the investment plan they've been following. You may have come to the realization that you believed you had a good plan when in fact, you don't.


As Warren Buffet once said, “When the tide goes out, you find out who was swimming without shorts.” What we offer...A cup of coffee and a Second Opinion from a Board Certified Financial Planner (CFP®)


Click Here to Start Your Financial Plan

Branden Carney, CFP®

Wealth Planner

877-293-5830

248-499-8721

bcarney@melonewealth.com

Branden’s career in the financial industry began with Plante Moran Financial Advisors in 2016, after receiving his degree in Finance from the Eli Broad College of Business at Michigan State University. He then moved on to work...

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<h2 data-section-id="18" data-box-id="1" data-box-type="title">Sales &#38; Cigars: Building Trust with Branden Carney</h2>

Sales & Cigars: Building Trust with Branden Carney

Branden has appeared on the Walter Crosby Podcast Sales and Cigars.  His episode is Building Trust with Branden Carney.  During the podcast Branden covered:

  • Building trust with your clients. 
  • The variables that might affect your retirement plans.
  • The financial industry is all about planning. 

Links to Podcast 

Listen Now
Authority Magazine

Authority Magazine

Jason Hartman's Investing During the Pandemic Series

Excerpt from Branden's Interview:

 My first piece of advice to everyone is turn off the news, especially as it relates to the financial markets. Unfortunately, there is never anything good that comes from the ongoing news cycle today. Most of the time, especially as it relates to the financial industry, they are just feeding you the next apocalypse “de jure” that is going to “take down the markets”.

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