CPA Monthly Insights

Financial Planning Decision Tree (Flow Charts): Financial Planning Visualized

  • Flowcharts that help you quickly and easily analyze the most common planning strategies available to your clients
  • Easily reference some of the most commonly asked questions regarding financial planning
  • Simple charts that may assist your team
  • New charts added every month
<h2 data-section-id="6" data-box-id="1" data-box-type="title">Featured Flow Chart: Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?</h2>

Featured Flow Chart: Can I Avoid Taking My RMD After Reaching My Required Beginning Date (RBD)?

Start with the question: Do you have a retirement account in an employer's defined contribution plan (e.g. 401(k), 403(b), etc.)?

2022 Retirement Plan Comparison Chart

2022 Retirement Plan Comparison Chart

This handy guide can help you narrow the focus and zero in on a retirement plan that could work for you in 2022. Because of the complexities involved with qualified retirement plans, always consult your legal or tax advisor to be sure you are complying with the rules.


Click here for the: 2022 Retirement Plan Comparison Chart, Courtesy of Melone Private Wealth

2023's Retirement Plans for Closely Held Businesses: A Business Owner's/CPA's Reference Guide

2023's Retirement Plans for Closely Held Businesses: A Business Owner's/CPA's Reference Guide

This whitepaper is a guide for you and your clients.  

It will help in determining which plan is most appropriate for your client's situation and items to be reviewed.


Click here for 2023's Types of Retirement Plans for Closely Held Businesses Guide, Courtesy of Melone Private Wealth

Unpack Your Financial Baggage: Conversations with Lou Melone CFP®

Episode 4:&#160;Building A Portfolio for Retirement and How to Take Withdrawals So Your Money Outlives You

Episode 4: Building A Portfolio for Retirement and How to Take Withdrawals So Your Money Outlives You

DBusiness editor R.J. King and Lou Melone, CFP® discuss the fundamentals of behavioral investing in episode one.

The new podcast episode reviews the details in portfolio construction, asset allocation, strategies behind taking withdrawals, portfolios in bear markets, and historic returns regarding investments such as stocks and bonds.

Unpack Your Financial Baggage

Unpack Your Financial Baggage

In his new book, Lou Melone, CFP outlines how you (or a client) can employ the principles and practices of financial planning to acquire long-term wealth for both family and those you cherish most.

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CPA Resources

CPA Resources

Financial Planning Content for CPAs

Financial Planning Content for CPAs

Our goal is to give CPAs information that will allow them to speak with clients about their retirement goals and how a financial plan will benefit them. 

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CPA Tools <br/>

CPA Tools

Our tools will assist CPAs in serving their clients

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Authority Magazine

Authority Magazine

5 Things Retirees Say They Wish They Were Told Before They Began Retirement, with Lou Melone

Click here for article

Authority Magazine

Authority Magazine

The 5 Essentials of Smart Investing: With Lou Melone of Budd, Melone & Company, An Interview With Jason Hartman

Click here for article