Am I Eligible For Social Security Benefits As A Spouse?
Can I Make A Deductible IRA Contribution?
Common Retirement Plans For Small Business Owners
Should I Change My Medicare Coverage During Open Enrollment?
Start with the question:
Have your Medicare plan costs and/or health care costs recently increased or are you paying for coverage that you don't use?
Should I Pay Off My Debts?
Start with the question:
Will you have enough money in your emergency fund after paying off the debt(s) in question?
Can I Make A Deductible Contribution To My HSA?
Start with the question:
Do you have a High Deductible Health Plan with a deductible of at least $1,500 for individuals ($3,000 for families)?
Will I Be Enrolled Automatically In Medicare?
Start with the question: Have you (or will your have) received Social Security or Railroad Retirement benefits for at least 4 months before turning age 65?
Will I Receive A Step-Up In Basis For The Appreciated Property I Inherited?
Start with the question:
Did you or your spouse gift the property you inherited to the decedent within one year before their death?
Decision Tree Flowcharts
Flowcharts that help you quickly and easily analyze the most common planning strategies available to your clients.
Categories include
- General Tax
- Mortgage & Auto Debt
- IRA & Roth IRA
- Retirement Plans for Businesses
- Social Security, Medicare, Health Insurance
- Student Loan 529 HSA
2023 Retirement Plan Comparison Chart
This handy guide can help you narrow the focus and zero in on a retirement plan that could work for your clients in 2023. Because of the complexities involved with qualified retirement plans, always consult your legal or tax advisor to be sure you are complying with the rules. Please note: Updates coming from Secure Act 2.0
Click here for the: 2023 Retirement Plan Comparison Chart, Courtesy of Melone Private Wealth
2023's Retirement Plans for Closely Held Businesses: A Business Owner's/CPA's Reference Guide
This whitepaper is a guide for you and your clients.
It will help in determining which plan is most appropriate for your client's situation and items to be reviewed.
Episode 5: Financial Planning If You Are Under 30
Lou Melone, CFP®, Melone Private Wealth’s Managing Member, Branden Carney CFP®, Wealth Planner at Melone Private Wealth and renowned podcast host Jon Gay talk about financial planning for people under thirty.
Topics reviewed include: why young people don’t have a financial plan, the obstacles they face to saving, their reluctance to thinking about retirement, and how the financial planning industry can reach the younger generation.
This financial planning podcast helps answer a fundamental two part question ‘will you outlive your money, or will your money outlive you? …And the answer comes down to having a plan and understanding behavioral investing.
Unpack Your Financial Baggage
In his new book, Lou Melone, CFP outlines how you (or a client) can employ the principles and practices of financial planning to acquire long-term wealth for both family and those you cherish most.
Financial Planning Content for CPAs
Our goal is to give CPAs information that will allow them to speak with clients about their retirement goals and how a financial plan will benefit them.
Authority Magazine
5 Things Retirees Say They Wish They Were Told Before They Began Retirement, with Lou Melone
Authority Magazine
The 5 Essentials of Smart Investing: With Lou Melone of Budd, Melone & Company, An Interview With Jason Hartman
